A type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in an HSA to pay for deductibles, copayments, coinsurance, and some other expenses, you may be able to lower your out-of-pocket health care costs. HSA funds generally may not be used to pay premiums. While you can use the funds in an HSA at any time to pay for qualified medical expenses, you may contribute to an HSA only if you have an HSA-eligible plan (sometimes called a [[High Deductible Health Plan (HDHP)]]) — generally a health plan (including a Marketplace plan) that only covers preventive services before the deductible. An HSA may earn interest or other earnings, which are not taxable. Banks, credit unions, and other financial institutions offer HSAs.^[[Heath Savings Account (HSA) | HealthCare.gov](https://www.healthcare.gov/glossary/health-savings-account-hsa/)] > 1. Can my employer made deposits on an HSA account? YES! All you need to do is submit a direct deposit form. > 2. Can they make it pretax? NO! For it to be pretax, it has to be tied to a benefit they offer. > 3. So? Yes, they can make the deposit, but it is POST TAX. > 4. But, but? Hold it! This does not mean you do not get a tax benefit. It means you get the benefit when you file your taxes at the end of the year, not on your paycheck. > 5. How do you know? Because that is how I did it for 3 years. My employers did not offer HSAs so I opened one and had my personal contributions deposited through payroll; then at tax time, I got a credit on my taxes. > 6. Can my employer make contributions? Yes they can, but they won’t, because this has to be a benefit, and since it is it offered to anyone, chances are they will not offer it to you. You can always try to negotiate. > \- [/u/GualtieroCofresi](https://www.reddit.com/r/AskHR/comments/vp4c8s/ia_my_employer_cant_deposit_any_of_my_check_to_a/iehhlnz/)